Navigate Your Financial Maze
Professional consulting services to help you manage debt and secure better bank loan packages
Trusted by 8,978+ satisfied clients across Malaysia
Overdue debts resolved with appropriate solutions
Individuals satisfied with our services
Banks in Malaysia that can assist you
Client loan approval rate for personal/business loans
Your Trusted Financial Partner
A remarkable financial consultancy firm in Malaysia focused on resolving financial issues through effective debt management
Business Core
FINCAP HOLDING SDN. BHD. is not involved in the money lending business. We only provide professional consulting services and a comprehensive suite of solutions to help you manage your debt and secure better bank loan packages.
In addition, we provide a perfect investment platform for all customers to generate profits with confidence and transparency.
13 Years of Experience
Extensive expertise in banking and finance with strong institutional support
We are dedicated to helping clients make wise financial decisions by crafting more controllable loan repayment plans, thereby assisting in avoiding potential bankruptcy risks. Our goal is to ensure the financial stability of our clients and empower them to address various challenges.
Comprehensive Financial Solutions
Offering a variety of services to help you manage your debt and achieve financial freedom
Islamic Personal Financing
Fast loan approval with debt consolidation options
- Improve Cash Flow
- Consolidate Debt
- Shariah Compliant
Business Loan
Expand your business with favorable terms
- Business Expansion
- Tax Exemption
- Flexible Terms
House Loan Refinancing
Get cash returns and ownership changes
- Reduce Monthly Commitment
- Change Ownership
- Lower Interest
Credit Card
Convenient and safe with rewards
- Convenience & Safety
- Rewards Program
- Cashback
AKPK DMP Program
Improve your profile and clear bad debts
- Improve Profile
- Clear Bad Debts
- Fresh Start
Easy Payment Plan
Affordable installments with flexible terms
- Affordable Installments
- Flexible Terms
- No Hidden Fees
Eliminate Bad Debt, Retain Good Debt, and Boost Your Savings
Calculate Your Loan
How much do you need? Get an instant estimate of your monthly repayment
Monthly Repayment Amount
RM 1,864.3
Total repayment: RM 111,858
A Quick & Transparent Process
Our streamlined approach ensures you get the financial solutions you need efficiently
Credit Counseling
We review your profile based on your Credit Tip-Off Service (CTOS) to better understand your current situation
Special Consulting Services
Offer solutions and provide advice tailored specifically to you
Personalized Solution
Once you understand and agree to the proposed solution, we will prepare and proceed with a specific solution to meet your needs
Submission of Application
We will collect all the documents and information required to proceed with the submission of the bank application
Loan Approval
Your loan application will be processed. We will notify you if there are any updates immediately
Follow-up Service
We will ensure that funds from the bank are fully disbursed and run smoothly
FINCAP HOLDING Provides Specialized Consulting Services
Offering a range of services to help you manage your debt and get a better bank loan package
Mission
Reduce bankruptcy rates, earn positive cash flow, maintain healthy debt, and even create wealth
Vision
Stimulating Malaysia's economic development to achieve prosperity for all Malaysians
Goal
Helping at least 1,000 clients out of financial crisis every year
What Our Clients Say About Us
Real experiences from satisfied clients who trusted us with their financial journey
"Komunikasi dan mudah. Mereka akan bagitau sy ape yg berlaku sepanjang proses pinjaman, menjadikan semuanya jln lancar dan bebas tekanan"
"The first time I contacted Ashikin, I was worried that it was a scam. But she gave me a sense of trust and security during the process. Very reliable agent, thank you for your help!"
"Excellent service! They helped me refinance my home loan and saved me thousands in interest. The team was professional and responsive throughout the entire process."
Ready to Take Control of Your Financial Future?
Let our experienced team help you navigate your financial challenges and achieve your goals